RAF Settlement: A Complete Guide to Claiming Compensation
Let's unbundle the process of claiming compensation for injuries occurred during a motor vehicle crash

Amidst the chaos of recovery after a car accident, one crucial aspect often overlooked is the profound impact on financial stability. The physical and emotional toll in the aftermath of a serious car accident, can be overwhelming, which is why achieving and maintaining financial stability is crucial.

Here are some ways that financial stability may help to rebuild lives and foster a sense of security:

What is meant by an RAF Settlement?

A Road Accident Fund (RAF) settlement is the aim of the compensation process for individuals who have suffered injuries in road accidents. Whether you were a driver, passenger, or pedestrian, understanding the RAF settlement process is crucial for securing the compensation you deserve.

Eligibility for RAF Settlement:

To qualify for RAF settlement, you must meet certain criteria, including:

  • Injured in a road crash which was not caused by your own fault.
  • Serious injury or loss of a breadwinner.
  • Compilation of certain statutory prescribed documents.

Our detailed eligibility guide provides more information on the requirements and steps to follow.

Steps to secure an RAF Settlement:

1. Seek Urgent Medical Attention

Secure enough information at the hospital / medical facilities to later obtain copies of all relevant medical documents relating to the crash.

2. Document and Report the road Crash

If you are able to, try to take detailed photos of the accident scene. Ensure that the accident is reported to the police within 24 hours or as soon as possible thereafter (might have to take hospital records along if not reported soon enough to prove nexus). Obtain a case number and keep all relevant documents.

3. Find a reputable attorney to help navigate the process

Do your research and find a trustworthy and reputable attorney to assist and guide you through the process of claiming from the RAF. Remember this might be your last pay check ensure that you do a proper online search and read reviews and testimonials before you make your decision – choose wisely.

4. File a Claim with RAF

Submit a claim to the Road Accident Fund, preferably through your seasoned attorney who will know what documents are required and will keep you informed as the claim progresses.

5. Negotiate with RAF

Crucial to have the necessary fire power to compel the RAF to make you an offer that is tailored to your personal needs and circumstances. Seeing that an RAF settlement is purely based upon the extent and consequences of your injuries you will need medico legal reports to convince and prove with reasonable certainty what a fair settlement would be.

Again, make sure you have the backing of a credible legal practitioner to ensure that the Settlement is fair and reasonable considering all the relevant factors.

What to do while waiting for your RAF Settlement pay out

RAF Settlements can take months or even years to finally be paid out.  In the meantime, life and expenses go on.  You may need financial assistance to help you.  For complete peace of mind, it may be reasonable to look for bridging finance while you wait.

MVA Fund is able to offer assistance even before you apply for a RAF Settlement.  Contact us today to find out how it works.

Disclaimer: This information is for general guidance only and does not constitute legal advice. Please consult with an attorney for personalized advice on your specific situation.

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