RAF Claims: A Comprehensive Guide for South Africans
RAF claims, what they are, who can claim, the types of claims available, and the steps involved in the claims process.

Have you been injured or lost a loved one in a road crash in South Africa? If so, you may be entitled to the Road Accident Fund (RAF) compensation.

This guide provides a comprehensive overview of RAF claims, explaining what they are, who can claim, the types of claims available, and the steps involved in the claims process.

What are RAF Claims?

The RAF is a fault based social benefit scheme established by the South African government aimed at compensating deserving victims of road crashes. This means that, if you were injured in a car crash that was not your fault or lost a loved, you may be eligible for compensation for your injuries or loss.

Who can claim?

  • Victims of road crashes: If you suffered bodily injuries in a car crash, you can claim compensation for instance medical expenses, loss of income, pain and suffering if you were not the sole cause of the accident.
  • Dependants of a breadwinner that was killed in a car crash: If you lost a loved one in a car crash, you may be able to claim compensation for loss of support and funeral expenses.

Steps in the RAF claims process

  1. Gather as much evidence as possible: Collect all necessary documents, such as police reports, medical records, and proof of income.
  2. Submit a claim form: You can submit a claim directly of or through an attorney.
  3. Assessment: The RAF will assess your claim and may request additional information.
  4. Negotiation: If the RAF accepts your claim, they will offer you a settlement amount. You can negotiate this amount.
  5. Legal action: If you are unhappy with the settlement offer, you can take legal action against the RAF.

Important points to remember

  • Time limits: There are strict time limits for submitting RAF claims. Consult with an attorney to ensure you meet these deadlines.
  • Legal representation: An experienced RAF attorney can guide you through the complex claims process and help you maximize your compensation.
  • Medical assessments: The RAF may require you to attend medical assessments to evaluate the extent of your injuries.

Additional Resources

Disclaimer: This information is for general guidance only and does not constitute legal advice. Please consult with an attorney for personalized advice on your specific situation.

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