If you’ve been injured in a road accident, it’s only natural that you turn to the Road Accident Fund (RAF) to help you recover financially. However, recent developments have raised concerns about how the RAF is functioning and what this means for ordinary South Africans who need support. A quick overview: A formal parliamentary investigation is currently taking place, shining a harsh spotlight on the challenges facing the RAF’s finances and operations.  What this means is that if you’re waiting for a payout or planning to submit a claim, you need to understand what’s happening and how it could affect your recovery journey to make sure you protect yourself and your loved ones. What is the RAF investigation about? In June 2025, Parliament’s Standing Committee on Public Accounts (SCOPA) began a full inquiry into the RAF’s financial affairs. This investigation follows years of public concern about delays in claim processing, rising legal costs, and questions around governance. According to SCOPA’s official  media statement, the inquiry is focused on: Financial management and expenditure Operational delays and inefficiencies Legal disputes with service providers Leadership and oversight concerns The inquiry includes testimonies from RAF executives, legal professionals, and claimants. Its purpose is to understand the current state of the fund and identify areas that may need improvement. Why this matters to road users The RAF plays a key role in helping victims who have been involved in road accidents manage the financial impact of their injuries. Unfortunately, when the fund experiences delays or

The road to recovery can be long and hard when you’ve been injured in a road accident. Beyond the physical and emotional trauma, the financial strain can be overwhelming. So much so that the South African Government has even set aside a day of remembrance for victims of road accidents. While we can empathise with those affected, medical bills, loss of income, and the general costs of living don’t pause while you wait for a settlement from the Road Accident Fund (RAF). This is where RAF bridging finance often comes into the picture, but not all financing options are created equal. What is RAF bridging finance, and why is it necessary? The Road Accident Fund (RAF) is a state-supported insurance fund that provides compensation to individuals who have been injured in motor vehicle accidents on South African roads. This compensation can cover medical expenses, loss of earnings, and other damages. However, the process of claiming from the RAF can be notoriously slow, often taking months or even years to finalise. These types of long waiting periods often put accident victims and their families under terrible financial strain. Many victims can’t return to their jobs because of their injuries, and the unplanned bills can leave victims facing massive debt and overwhelming stress. How does RAF bridging finance work? On a high level, RAF bridging finance is a form of short-term finance that provides victims of a road accident with a cash advance on their future RAF settlement pay out. As the

When you’ve been in an accident, what are your options for dealing with living expenses while waiting for an RAF claim? The Road Accident Fund (RAF) is supposed to be a safety net for South Africans injured in Road Accidents. Unfortunately, this is a safety net that shaping up to be full of holes and they only seem to be getting bigger and bigger the more you look. Recent headlines paint a concerning picture: accusations of unlawful conduct, persistent payment delays, and claimants left in financial limbo. You’re probably facing physical recovery expenses and, on top of those, trying to manage your ongoing living expenses while you wait for your claim to be paid out. The frustration is understandable. You’ve been through a traumatic experience, and now, the very system meant to support you seems to be faltering. So, what options for dealing with living expenses while waiting for an RAF claim do you have to ensure your basic needs are met? Understanding the RAF delays Before you start to explore your options, it’s important to understand the current RAF situation. The RAF is facing some very concerning financial and operational challenges that translate into lengthy claim processing times, disputed claims, and delayed payouts. While the legal battles and internal restructuring chaos play out, you, the claimant, are unfortunately left high and dry to bear the brunt of the mismanagement. Your options to bridge the financial gap While you wait for the RAF to live up to its obligations there

Are you coping with living expenses after a road accident, or are the bills and stress mounting?

The MVA Fund and the Arrive Alive Online Initiative are thrilled to announce their partnership dedicated to safer South African roads and empowered recovery for accident victims.  MVA Fund: Providing essential financial relief to those impacted by motor vehicle accidents, ensuring you continue to pay your bills. Arrive Alive: Championing road safety through unwavering advocacy for responsible driving practices and promoting accident prevention strategies. A Shared Vision for a Safer South Africa This partnership marks a significant step forward. By combining MVA Fund’s established support systems with Arrive Alive’s proactive safety initiatives, we aim to achieve: Reduced road accidents: We will work together to make South African roads safer for everyone through educational campaigns and public awareness drives. Streamlined recovery: The MVA Fund will ensure that qualifying victims receive timely and efficient financial assistance, allowing them to focus on healing and rehabilitation. Promotion of responsible driving: The partnership aims to amplify the message of caution and safe driving habits. Building a Future Free from Road Tragedy Both MVA Fund and Arrive Alive share a common goal: a South Africa with minimal road accidents and a robust support system for those affected by them. Through this collaborative effort, we aim to significantly reduce the number of accidents and ensure those in need receive the resources they require to move forward. Together, we can create a safer driving environment for all South Africans. Stay tuned for upcoming initiatives led by this powerful partnership! #MVAFund #ArriveAlive #RoadSafetySA

Let’s unbundle the process of claiming compensation for injuries occurred during a motor vehicle crash

RAF claims, what they are, who can claim, the types of claims available, and the steps involved in the claims process.

Achieving and maintaining financial stability is crucial

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Challenges accident victims face while awaiting their RAF payout